Terms & Conditions

1. Acceptance of Terms

By accessing or using Visinet Innovations Private Limited (“Visinet”, “we”, “our”, “us”) services, you agree to be bound by these Terms & Conditions and all applicable laws and regulations.

2. Scope of Services

Visinet provides fintech technology solutions including payment infrastructure, APIs, digital banking components, and related enterprise services.

We do not provide financial advice or act as a banking institution unless explicitly stated.

3. User Responsibilities

• Provide accurate and lawful information
• Maintain confidentiality of credentials and API keys
• Comply with applicable laws and RBI guidelines
• Avoid misuse or unauthorized access

4. Compliance & Regulations

Users agree to comply with all applicable Indian laws, RBI regulations, AML, KYC, and data protection requirements while using Visinet services.

5. Intellectual Property

All content, software, APIs, designs, trademarks, and intellectual property belong to Visinet Innovations Private Limited unless otherwise stated.

Unauthorized copying, modification, or distribution is prohibited.

6. Service Availability

While we strive for high availability, Visinet does not guarantee uninterrupted access due to maintenance, upgrades, or circumstances beyond our control.

7. Limitation of Liability

Visinet shall not be liable for indirect, incidental, or consequential damages arising from the use or inability to use our services.

8. Termination

We reserve the right to suspend or terminate access to services if users violate these terms, applicable laws, or security policies.

9. Changes to Terms

Visinet may update these Terms & Conditions from time to time. Continued use of services constitutes acceptance of updated terms.

10. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of India. Courts located in Delhi shall have exclusive jurisdiction.